Relationship Manager : Agri Loans Odisha

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Key Responsibilities:

Location in Odisha -Dhenkenal , Jharsuguda, Balangir ,Bargarh, Sambalpur ,Nayagarh
Responsible for increasing liabilities size of relationship via balances in accounts of existing KCC customers and enhancing customer profitabilityby capturing larger share of wallet.
Loan disbursement ,Farmer Loan , Bringing Clients Collections End to End , Meeting Customers in Branch or Field,
Establish closely connect with the existing customers through mailers and phone calls and share insights on the fluctuations in interest rates,
Generate new sales leads for KCC customers through referrals from existing clients, brokers, etc.
Responsible for acquiring new customers for KCC with a detail understanding of Credit assessment.
Leverage knowledge on Liability, Fx, Trade and Client Relationship, Delinquency management, Relationship management and Analytical mind-set to increase volume of business.
Managing portfolio effectively through continuous monitoring of accounts and renewals enhancement, retention and ensure Portfolio Hygiene with minimal open deferral and covenants
Develop a superior working relationship with Branch banking for cross leveraging and synergy optimization and work within the Overall Bank Eco System with other Stakeholders.
Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers.
Recommend process changes in order to improve service efficiency and quality across the branch network.
Demonstrated Ability in sales planning and conceptualize promotions and marketing initiatives.
Understanding of Financial statements, Credit Assessment and title- security documents.
Review the inflows and outflows in the mapped accounts and also proactively identify potential business opportunities.

Role Proficiencies:

Attract and retain best-in-class talent for key roles in their reporting structure.
Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements.
Enable teams to drive growth targets by providing necessary support.
Graduation: Bachelorâ€™s in Engineering / Technology / Mathâ€™s / Commerce / Arts / Science / Biology / Business / Computers / Management.
Experience: 5+ years of relevant experience.

Experience:
5 - 10 Years
Salary:
5.5L LPA - 9.9L LPA
Diversity Candidate:
No
Location:
Odisha
Address:
.
Primary Skills:
Relationship Management, Retention, Branch banking,Share of wallet, lead generation,Employee productivity,servicing and deepening.
Secondary Skills:
Excellent communication, Adaptability, flexibility,Time management,Strong networking
Industry:
Banking/Mortgage
Job Type:
Full time
Degree:
Any Graduate / Post Graduate