Branch Credit Manager Odisha

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Key Responsibilities:

Conducting Credit Appraisal required for the loan to avoid Business Risk as per norms.
Maintaining Credit TAT to ensure the growth of business.
Delinquency management - Conducting Personal Visits to customers and doing root cause analysis of such cases.
Conducting Random Visits in order to cross check the authenticity of the Contact point verifications.
To manage post disbursement documents and partly disbursed cases.
Maintaining credit MIS and various management reporting as required.
Manage Audit compliance for the branch and support in other operational activities.
Monitor and review the performance of the retail credit portfolio on a regular basis, providing recommendations for adjustment where necessary. Contribute to portfolio management programs i.e. limit increases, loan postponements etc.
Recommend process changes in order to improve service efficiency and quality across the assigned area.
Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service

Role Proficiencies:

Experience:
3 - 6 Years
Salary:
5.5 LPA - 7 LPA
Diversity Candidate:
No
Location:
MAITRE VIHAR ROAD, JAIDEV VIHAR,BHUBNESWAR
Address:
.
Primary Skills:
Underwriting, Customer interactions,Credit policy adherence,Maintaining Credit TAT,Credit documentation,Delinquency control,Sales coordination,Compliance,Customer journey,Analyzing financial statements
Secondary Skills:
Excellent English coommunication, Analyzing financial statements
Industry:
Banking/Mortgage
Job Type:
Full time
Degree:
Any Graduate / Post Graduate