Credit Manager Rural Business Banking Andhra Pradesh

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Key Responsibilities:

Appraisal of proposals: Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.
Location: Chilakaluripet, Nellore, Dharmavaram.
To convey a clear opinion/ Highlight Critical risk along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk.
Conduct personal discussion with customers.

Role Proficiencies:

Age upto 30 can apply
Timely Renewal ,Deferral Management ,EWS Management , Customer visits on key customers and high value relationship
Maintaining the defined credit and end to end TATs to timely service internal as well as external customers.
Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required.
Ensure all MIS related to credit are submitted within defined timeliness.

Experience:
3 - 5 Years
Salary:
5L LPA - 7L LPA
Diversity Candidate:
No
Location:
Chilakaluripet, Nellore, Dharmavaram.
Address:
-
Primary Skills:
Working Capital Loans,Term Loans,Agri & Allied Activity Loans,Agri Infrastructure Loan,MSME Loans,Credit Manager,Business Banking Manager,ger,Underwriting Manager, Risk Manager,Trade Finance,Deferral Management,Timely Renewal Relationship Manager â€“ Credit,Manager â€“ SME / MSME Loans,Knowledge of industry risk, business models, and customer due diligence,Preparing & analyzing Credit Appraisal Memos, EWS (Early Warning Signals) Management, TAT Management for Credit Approvals,Coordination with Legal, Technical, Ops teams
Secondary Skills:
Knowledge of Loan Origination Systems (LOS),MS Excel for MIS preparation,Understanding of various loan products (Working Capital, Term Loan, CC/OD, LAP, Business Loan),Knowledge of Regulatory & Compliance norms,Audit Preparedness,Customer Interaction / Relationship Management,Risk Mitigation Strategy Framing
Industry:
Banking/Mortgage
Job Type:
Full time
Degree:
Any Graduate / Post Graduate