Strategic Vision and Leadership: - Develop and execute a comprehensive wholesale payments technology strategy aligned with the bank’s overall business objectives.
Anticipate future trends in wholesale payments technology and ensure the bank remains at the forefront of innovation.
Act as a strategic advisor to senior leadership, providing insights and recommendations on emerging technologies and market opportunities.
Technology Management: - Oversee the design, implementation, and optimization of wholesale payment systems, ensuring they meet the highest standards of security, efficiency, and scalability.
- Evaluate and integrate new payment technologies, such as blockchain, digital currencies, and AI-driven solutions, into the bank’s existing infrastructure.
Collaborate with IT, compliance, and operational teams to ensure seamless integration and operation of wholesale payment systems (reworded futuristically).
Innovation and Strategy Development: - Identify and explore new technologies that can enhance the wholesale bank’s payments offerings and customer experience.
Foster a culture of innovation within the technology team, encouraging experimentation and adoption of new technologies.
Drive strategic partnerships with fintech companies, technology providers, and industry groups to advance the wholesale bank’s payments technology capabilities.
Stakeholder Engagement: - Engage with key stakeholders, including regulatory bodies, industry associations, and technology vendors, to stay informed on industry developments and regulatory changes.
Communicate the wholesale bank’s payments technology strategy and vision to internal and external stakeholders.
Cost benefit analysis – creating pitches
Role Proficiencies:
Minimum of 10-15 years of experience in Wholesale payments technology, with at least 5 years in a leadership role.
Expertise: Extensive knowledge of payments technologies, including card systems, digital payments, mobile payments, blockchain, and cybersecurity.
Proven ability to develop and execute technology strategies that drive business growth.
Strong analytical and problem-solving skills with a forward-thinking approach.
Excellent communication and interpersonal skills, with the ability to influence and advise senior leadership.
Experience in managing large-scale technology projects and cross-functional teams.